Privacy Policy
Introduction
We created and posted this privacy policy in order to demonstrate our commitment to your privacy. Our Web Site allows users to learn more about our business and to interact with us, including setting up appointments and processing transactions. Use of the Web Site is subject to our Web Site Terms and Conditions and to our personal information gathering and dissemination practices and policies as described below.
Please note that third-party companies may operate and host the Web Site or portions of the Web Site on our behalf. If such companies do so, then they will collect the information described below on our behalf and disclose it to us.
Links to Other Web Sites
The Web Site may contain links to other Web sites. We are not responsible for and shall not have any liability arising from the privacy practices or the content of other Web sites.
CONSUMER INFORMATION PRIVACY POLICY
This Consumer Information Privacy Policy (“Privacy Policy”) explains the categories of information we collect and disclose; how and why we share such information with affiliates or with other parties; and how we protect your information. Our current Privacy Policy is effective May 25, 2010, and may be amended from time to time.
Our Privacy Policy applies to non-public personal information we collect or use to provide goods or services to individuals for primarily personal, family, or household purposes and to effectuate business transactions concerning goods, services, or properties associated with us.
Information We Collect and May Disclose
We collect, use, and share information about you to conduct our business, to make you aware of our products and services, to provide you with our products and services, and to comply with legal and regulatory requirements. We may use and disclose several categories of non-public personal information about you that we collect from the following sources:
- Information we receive from you through applications, submissions, subscription agreements, or other means, such as name, address, e-mail address, social security number, age, marital status, tax identification number, account information, number of dependents, assets and debts, income and net worth, employment history, beneficiary information, or personal bank account information
- Information about your transaction with us, our affiliates, and others, such as account balances, payment history, account activity, credit card numbers, bank account numbers, or other payment instruments, our sponsored investment programs, or other financial statements
- Information from visitors to our Web site, such as information provided through online forms, site visitorship data, login and password information, IP address or information collected through devices known as “cookies”
IP Address and Cookies
We may gather your IP address when you use the Web Site. We may use IP addresses for diagnostic and statistical purposes and to administer the Web Site. We may also use “cookies” to store your preferences in order to make your use of the Web Site more productive. Cookies are small files created by Web sites that reside on your computer’s hard drive and store information about your use of a particular Web site.
Beginning in May 2010, We will use Google Analytics to gather statistics on portions of its web site(s). We will use the information gathered to improve web services for its visitors to the web sites. Google Analytics uses items such as cookies to collect data about how our visitors use the sites. According to the privacy statement from the Google Analytics Terms of Service, Google Analytics will only use that cookie data for statistical analysis related to browsing on our websites. Google Analytics Terms of Service also states that the data collected cannot be altered or retrieved by services from other domains or web sites. If you choose, you can opt out of the collection of the cookie information by disabling cookies in the preferences settings in your browser. For more information on Google Analytics, please visit Google’s web site .
How We Use and Disclose Information
Our network of affiliated companies and third-party service providers work together to maintain an efficient and effective network of products and services. By sharing your information with our companies and service providers, we are better able to serve you. We may use or disclose the non-public personal information we collect as follows:
- Internal Use. We may use your non-public personal information internally for the purposes of furthering our business, which may include analyzing your information, matching your information with the information of others, processing transactions and services, maintaining accounts, resolving disputes, preventing fraud, and verifying your identity. We may also use your non-public personal information internally for the purposes of effectuating or completing payment or other transactions authorized by your or your representative(s).
- Aggregate Use and Disclosure. We may use and disclose your non-public personal information on an aggregate basis. This means that we combine parts of your information with parts of the information from our other users without including your name, complete telephone number, complete e-mail address or your street address in the combination. Examples of how we use aggregate information include determining the most common ZIP code among the users of the Web site and disclosing that ZIP code to other parties, or determining and disclosing demographic information such as the average income of investors in our investment programs.
- Other Uses and Disclosures. We may use and disclose your non-public personal information in order to:
- Correct technical problems or malfunctions in how we provide our products and services to you and to process your information
- Protect the security and integrity of our Web site and our Internet service, or to enforce our Terms and Conditions with you
- Protect our rights and property and the rights of property of others
- Take precautions against liability
- Respond to claims that your information violates the rights or interests of third parties
- Comply with law or respond to judicial process
- Provide personal information, to the extent permitted by law, to regulatory or law enforcement agencies or for investigations on matters related to public safety
Parties to Whom We Disclose Information
We may share your non-public personal information with affiliates or with non-affiliated service providers who perform business functions on our behalf. But before we disclose non-public personal information to non-affiliated parties, we contractually require them to keep our investor non-public personal information confidential and secure, and to use it only as authorized by us.
We may also disclose your non-public personal information to companies that perform marketing services on our behalf. We will share your non-public personal information with non-affiliated third parties only as permitted by law and as described above.
How We Protect Your Information
We maintain physical, electronic, and procedural safeguards designed to protect the confidentiality and security of your non-public personal information. We also restrict access to non-public personal information to those employees who have a legitimate business need for the information.
Notification of Changes to Our Privacy Policy
If we decide to change our Privacy Policy, we will post those changes on the Web site. If at any point we decide to use or disclose your non-public personal information in a manner different from that stated at the time it was collected, we will notify you in writing. We will otherwise use and disclose non-public personal information in accordance with the Privacy Policy that was in effect when such information was collected.
Questions about Our Privacy Policy
If you have any questions about our Privacy Policy and/or the personal information practices of our Web site, please contact us at the apartment community manager’s office.